Get Free South Orange, West Orange, Maplewood and Millburn School Reports From a Local Expert, Quickly by Email Everyone offers free school reports. Me too! Plus I offer more. As a top South Orange, West Orange, Maplewood and Millburn real estate agent, I can tell you things about the schools that no report generated by a computer will ever know. Remember, I consult with people moving to the South Orange, West Orange, Maplewood and Millburn, New Jersey area on a daily basis. It's my job to know, and my job to tell you. Call me for a first-hand experience of the local schools. Or fill out this form to send me a message right now. It's free and without obligation. I'll get back to you immediately with a phone call, a free report, or a brochure from a local school... What ages are your children? I'll tell you what your choices are for schools in South Orange, West Orange, Maplewood and Millburn. It's my job to help! There's no obligation, and I promise to get back to you quickly... First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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Nancy Gould
Keller Williams Midtown Direct
181 Maplewood Ave
Maplewood, NJ 07040
Office Phone: 973-699-4505
Fax: 973-762-5401
NancyGould@NUMBER1EXPERT.com
msgould@aol.com
Nancy is one of the top agents in Essex County. For five of the past eight year's she was a Million Dollar sales award recipient from the NCJAR. She is consistently one of the top agents in the KW Maplewood office and in the region.
With a background in architecture/planning, Nancy was previously a partner in a large NYC architectural firm. She brings corporate expertise in marketing and negotiations to her real estate business. Nancy also has an understanding of building and design which also is valuable to her clients.  
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