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Hello and thank you for visiting! It is my goal as your full service real estate company specializing in the sought after areas of both Essex and Union counties, NJ to provide you with superior service at all times. My local expertise and extensive real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources I offer. It would be my pleasure to help find what truly moves you! All of the towns on the Mid-town Direct train line have something unique to offer. Millburn has the state's highest ranked public highschool, Millburn High, South Orange has a brand new performing arts center, SOPAC, with the latest musicians and shows. Maplewood's downtown, with it's historic train station, is right out of a Hollywood set and Montclair is the height of urban chic with its great restaurants, movie theaters and new Wellmont theatre where acts common to NYC play in the 'burbs. All of the towns have great schools with loads to offer, and each have great walkable downtowns with wonderful stores, performance spaces and movie theatres. The Midtown Direct train makes commuting easy, with the closest towns a 26 minute commute into New York Penn Station. I will be happy to help you discover how each of the towns is different and what it has to offer. These towns are also blessed with unique and beautiful housing, much of it built prior to 1930. From victorians to tudors to colonials, you can find the home of your dreams. Call me to help you find what you are looking for.  Welcome! Here You Can Find Great Information on all of the towns on the Midtown Direct train line, including South Orange, West Orange, Maplewood, Millburn, Summit and Montclair, as well as information on all of Essex and Union Counties
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Short Sales >5. What If My Lender Refuses My Short Sale Request?
The most common reason for a lender to refuse a short sale request is loss. That is, the lender will refuse a short sale if their calculations suggest that they will lose less via a foreclosure. If this happens to you:
Step 1: Demand a written letter from the loan servicer explaining exactly why the request has been denied.
Step 2: Figure out and write down the projected losses you’ll experience if the home is foreclosed on as opposed to sold as a short sale.
Step 3: Notify the company handling the loan that if the house is foreclosed on, you will be suing them for the damages you documented in Step 2.
If you follow this procedure, you should be in the clear either way. Either your home will be sold as a short sale like you previously wanted, or you will have the potential to regain your losses after foreclosure from the lawsuit. Your best strategy for navigating the short sale process is to work with a qualified agent who can assist you. The agent will help you work through the process and/or any contingency plans.

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Nancy Gould Keller Williams Midtown Direct 181 Maplewood Ave Maplewood, NJ 07040 Office Phone: 973-699-4505 Fax: 973-762-5401 NancyGould@NUMBER1EXPERT.com msgould@aol.com
Nancy is one of the top agents in Essex County. For five of the past eight year's she was a Million Dollar sales award recipient from the NCJAR. She is consistently one of the top agents in the KW Maplewood office and in the region.
With a background in architecture/planning, Nancy was previously a partner in a large NYC architectural firm. She brings corporate expertise in marketing and negotiations to her real estate business. Nancy also has an understanding of building and design which also is valuable to her clients. 
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