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Welcome to Nancy Gould'sSouth Orange, West Orange, Maplewood and Millburn Real Estate Website
Welcome to Nancy Gould'sSouth Orange, West Orange, Maplewood and Millburn Real Estate Website

Hello and thank you for visiting! It is my goal as your full service real estate company specializing in the sought after areas of both Essex and Union counties, NJ to provide you with superior service at all times. My local expertise and extensive real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources I offer. It would be my pleasure to help find what truly moves you! 

All of the towns on the Mid-town Direct train line have something unique to offer. Millburn has the state's highest ranked public highschool, Millburn High, South Orange has a brand new performing arts center, SOPAC, with the latest musicians and shows. Maplewood's downtown, with it's historic train station, is right out of a Hollywood set and Montclair is the height of urban chic with its great restaurants, movie theaters and new Wellmont theatre where acts common to NYC play in the 'burbs. All of the towns have great schools with loads to offer, and each have great walkable downtowns with wonderful stores, performance spaces and movie theatres. The Midtown Direct train makes commuting easy, with the closest towns a 26 minute commute into New York Penn Station. I will be happy to help you discover how each of the towns is different and what it has to offer. 

These towns are also blessed with unique and beautiful housing, much of it built prior to 1930. From victorians to tudors to colonials, you can find the home of your dreams. Call me to help you find what you are looking for.  

Welcome! Here You Can Find Great Information on all of the towns on the Midtown Direct train line, including South Orange, West Orange, Maplewood, Millburn, Summit and Montclair, as well as information on all of Essex and Union Counties 



First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

See All Tips In The "First Time Buyers" Category >
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Nancy Gould, REALTOR®, real estate agent and broker for South Orange, West Orange, Maplewood and Millburn, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Gould
Keller Williams Midtown Direct

181 Maplewood Ave
Maplewood, NJ 07040
Office Phone: 973-699-4505
Fax: 973-762-5401
NancyGould@NUMBER1EXPERT.com
msgould@aol.com

Nancy is one of the top agents in Essex County. For five of the past eight year's she was a Million Dollar sales award recipient from the NCJAR. She is consistently one of the top agents in the KW Maplewood office and in the region. With a background in architecture/planning, Nancy was previously a partner in a large NYC architectural firm. She brings corporate expertise in marketing and negotiations to her real estate business. Nancy also has an understanding of building and design which also is valuable to her clients.

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